Financing Options
Flexible Financing at BEDZ
Bring home a better mattress, adjustable base, or furniture today with payment options through Synchrony Bank, Snap Finance, and Acima.
Synchrony Bank
Credit & promotional financing
Synchrony provides credit financing that can give approved customers more time to pay for qualifying purchases.
Our most common offers: 6, 12 or 18 months
No interest if paid in full within 6, 12 or 18 months. Available on qualifying purchases with your Synchrony account. Eligible products, minimum purchase amounts and available promotional periods vary. Subject to credit approval.
Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the selected promotional period. Minimum monthly payments are required and may not pay off the promotional balance before the offer ends.
0% APR with equal monthly payments for up to 60 months
Available on select products and qualifying purchase amounts with your Synchrony account. Equal monthly payments are required for the selected promotional term. Subject to credit approval. Not all products or purchases qualify for 60 months.
Visit or contact BEDZ for eligible products, minimum purchase requirements, available terms and complete offer details before purchasing.
Snap Finance
Lease-to-own option
Snap Finance offers lease-to-own purchasing options for items such as furniture and mattresses. Snap advertises approvals of up to $5,000 for qualified applicants, subject to its approval and underwriting requirements.
- Lease-to-own — not traditional credit
- Available for qualifying furniture and mattress purchases
- Approval amounts may be up to $5,000, subject to Snap's terms
Acima
Lease-to-own option
Acima provides lease-to-own options for qualifying merchandise, including furniture. Acima is not a loan, credit or financing. Acquiring ownership by leasing costs more than the retailer’s cash price. Approval and lease terms apply.
- Lease-to-own — not traditional credit
- A flexible alternative to traditional credit financing
- Approval amounts may be up to $5,000, subject to Acima's terms
| Option | Type | Amount / term | Important to know |
|---|---|---|---|
| Synchrony | Credit financing | 6, 12 or 18 months deferred interest; separate 0% APR equal-payment offers up to 60 months | Depends on purchase amount/current offer; credit approval and promotional terms apply |
| Snap Finance | Lease-to-own | Up to $5,000* | Not credit; lease terms and approval apply |
| Acima | Lease-to-own | Up to $5,000* | Not credit; lease terms and approval apply |
Need help getting started?
Call or text BEDZ at 231-202-2215, or visit us at 2838 Henry St., Suite 100, Norton Shores, MI 49441. We can help you determine which application to use for your purchase.
*Financing and lease-to-own programs are provided by independent third parties and are subject to provider approval, availability, terms, and conditions. BEDZ does not make credit or approval decisions. Synchrony promotional financing terms vary by promotion and purchase amount. Minimum purchase requirements may apply. Snap Finance and Acima lease-to-own agreements are not credit and total cost of ownership may exceed the cash price. Approval amounts are not guaranteed. Review the applicable agreement and disclosures before signing.